Challenges

VenmoReported repeatedly

People cannot reach their own money when a transfer fails

6 people raised this, on both iOS and Android.

Android and iPhone users in the United States, across two app versions.

In their own words

Neither app store gives a review a permanent public link, so each entry is a snapshot taken on the date shown and the link goes to the app's review listing.

I added money to my Venmo account and still couldn't get my order

Android, version 26.19.0, 1 star, United States,

  • about billing

Captured on . See reviews on Google Play

A deposit was made to my account a week ago today.

iOS, version 26.20.0, 1 star, United States,

  • said they were leaving
  • about billing

Captured on . See reviews on the App Store

Have not been able to send a single payment. It just gives me an error message that says it can't be completed at this time.

Android, version 26.19.0, 1 star, United States,

  • about billing

Captured on . See reviews on Google Play

I can't pay someone I have paid in the past.

Android, version 26.19.0, 1 star, United States,

  • about billing
  • worked before an update

Captured on . See reviews on Google Play

I can't actually access this page because I keep getting an error every time I try to access it

iOS, version 26.20.0, 1 star, United States,

  • about billing
  • worked before an update

Captured on . See reviews on the App Store

It won't just come back into my Venmo like it's supposed to

Android, version 26.19.0, 1 star, United States,

  • about billing

Captured on . See reviews on Google Play

What people do instead

Nobody described a way around this.

What you could do with this

These four are written from the reviews above. Everything else on this page is quoted or counted.

written

BUILD IT

An error that names which step failed and what happens next.

See how3 points
  • Distinguish the network, the bank and the account state in the message
  • Say whether the money moved, is held, or never left
  • Start with the repeat-payee failure reviewers describe

Why it might not workPayment failures often originate at the bank, and the app is contractually limited in what it may disclose.

written

START IT

A status layer for transfers that are neither sent nor returned.

See how2 points
  • Shows where a transfer actually sits between institutions
  • Aimed at people paid irregularly, who notice immediately

Why it might not workThe institutions holding that state do not expose it, which is the reason the gap exists.

written

STUDY IT

What do people do in the hour after a payment fails?

See how2 points
  • Track reported next actions: retry, switch app, contact the bank
  • Separate failures where money moved from failures where it did not

Why it might not workFinancial behaviour is sensitive and people under-report the amounts involved.

written

WRITE IT

The error message that means nothing and holds your money.

See how2 points
  • Follow one failed transfer through every party that touched it
  • Quote the reviews where the same payee worked last week

Why it might not workOutage coverage exists; the specific story is the message rather than the outage.

See all 25 challenges

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43 results